Late Start

Are you in a local group that is part of The Buy Nothing Project? If not, please consider joining. The Buy Nothing Project aims to empower people to engage in a generous giving economy. When you are part of a group in your area, you can post things that you don't want - it helps create less waste, less landfill, and goes to helping people. You can pick up things that others … [Read more...] about Buy Nothing

I am a big one for new year's resolutions. And birthday resolutions, sunday resolutions, month beginning resolutions, and so on. It gives me a sense of motivation and excitement. I accomplish some, and don't accomplish some. I somehow seem to be completely devoid of the guilt that comes with failed resolutions. If I don't accomplish it, I feel a bit annoyed, but just turn … [Read more...] about EOY 2020 Goals

I just had a meeting with my accountant, and it was super helpful and exciting. Here are the two primary changes that I am going to make: 1. Going to convert my SEP IRA to a 401(k), and that will allow me to put away significantly more this year towards retirement. 2. Starting next year, I am doing an S-election on taxes. This will reduce the amount of tax-deferred … [Read more...] about Business and Retirement Updates

My net worth has jumped $12,400 this month. It's a significant jump. Here is why: I have not made a bunch more money this month. Rather, I did some calculating, and have a much more realistic sense of what I am going to owe in taxes. Since self-employment is new to me, I'm still learning what I am going to make and how much I will spend - all this makes it hard to know an … [Read more...] about Net Worth Update – Oct, 2020