Saturday my husband and I went to purchase our Thanksgiving fixings. I realized years ago that the food we buy is specific to this particular day (and Easter). I also realized back then that it is a major budget buster because it is a major grocery trip for just one meal... ONE MEAL. I created a fund for myself that includes holidays, gifts, birthdays and all it … [Read more...] about Holiday Budgeting
The Purge
So, this week I was browsing through YouTube and came across some channels dedicated to decluttering and minimizing. I was lit! Since Monday I began to purge in my own little way, starting with a kitchen junk drawer, my desk, my closet (a little bit), and my living room nick nacks. It wasn't much but enough to make me feel better. But, it is … [Read more...] about The Purge
Financial Year in Review 2020
Here is my annual review on what my balances were since I started tracking: MORTGAGE: NOV 2016 = 86,735.14 NOV 2017 = 84,213.18 NOV 2018 = 81,699.54 NOV 2019 = 79,499.00 (REFINANCED IN SEPTEMBER - took off 2 years of our balance and $100 off our monthly payment plus the credit union paid the closing costs). NOV 2020 = 73,000.00 STUDENT LOAN NOV 2016 = 17,764.25 NOV … [Read more...] about Financial Year in Review 2020